TERMS and CONDITIONS


Use of Site


You may only use this site to browse the content, make legitimate purchases and shall not use this site for any other purposes, including without limitation, to make any speculative, false or fraudulent purchase. This site and the content provided in this site may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed. ‘Deep-linking’, ’embedding’ or using analogous technology is strictly prohibited. Unauthorized use of this site and/or the materials contained on this site may violate applicable copyright, trademark or other intellectual property laws or other laws.


Disclaimer of Warranty


The contents of this site are provided “as is” without warranty of any kind, either expressed or implied, including but not limited to warranties of merchantability, fitness for a purpose and non-infringement. The owner of this site, the authors of these contents and in general anybody connected to this site in any way, from now on collectively called “Providers”, assume no responsibility for errors or omissions in these contents. The Providers further do not warrant, guarantee or make any representation regarding the safety, reliability, accuracy, correctness or completeness of these contents. The Providers shall not be liable for any direct, indirect, general, special, incidental or consequential damages (including -without limitation- data loss, lost revenues and lost profit) which may result from the inability to use or the correct or incorrect use, abuse, or misuse of these contents, even if the Providers have been informed of the possibilities of such damages. The Providers cannot assume any obligation or responsibility. The use of these contents is forbidden in those places where the law does not allow this disclaimer to take full effect.


Our Rights


We reserve the right to:
1. modify or withdraw, temporarily or permanently, the Website (or any part of) with or without notice to you and you confirm that we shall not be liable to you or any third party for any modification to or withdrawal of the Website; and/or
2. change these Conditions from time to time, and your continued use of the Website (or any part of) following such change shall be deemed to be your acceptance of such change. It is your responsibility to check regularly to determine whether the Conditions have been changed. If you do not agree to any change to the Conditions then you must immediately stop using the Website.
3. We will use our reasonable endeavors to maintain the Website. The Website is subject to change from time to time. You will not be eligible for any compensation because you cannot use any part of the Website or because of a failure, suspension or withdrawal of all or part of the Website due to circumstances beyond our control.


Privacy Policy


We are committed to protecting your privacy. This privacy policy applies to all the web pages related to this website. All the information gathered in the online forms on the website is used to personally identify users that subscribe to this service. The information will not be used for anything other than which is stated in the Terms & Conditions of use for this service. None of the information will be sold or made available to anyone. The Site may collect certain information about your visit, such as the name of the Internet service provider and the Internet Protocol (IP) address through which you access the Internet; the date and time you access the Site; the pages that you access while at the Site and the Internet address of the Web site from which you linked directly to our site. This information is used to help improve the Site, analyze trends, and administer the Site. We may need to change this policy from time to time in order to address new issues and reflect changes on our site. We will post those changes here so that you will always know what information we gather, how we might use that information, and whether we will disclose that information to anyone. Please refer back to this policy regularly. If you have any questions or concerns about our privacy policy, please send us an E-mail. By using this website, you signify your acceptance of our Privacy Policy. If you do not agree to this policy, please do not use our site. Your continued use of the website following the posting of changes to these terms will mean that you accept those changes.


Cookie/Tracking Technology


The Site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customize the Site for visitors. Personal information cannot be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.


Third Party Links


In an attempt to provide increased value to our Users, we may provide links to other websites or resources. You acknowledge and agree that we are not responsible for the availability of such external sites or resources, and do not endorse and are not responsible or liable, directly or indirectly, for the privacy practices or the content (including misrepresentative or defamatory content) of such websites, including (without limitation) any advertising, products or other materials or services on or available from such websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such content, goods or services available on such external sites or resources.


Order processing


Order processing will not begin until we receive a confirmed order and full payment.


Delivery time

Once an order is received and paid in full, the credits are available instantly on your bracelet.

Refunds/Returns Policy

All credits used are non-refundable under any circumstances. Credits are deemed used once a payment is processed and confirmed by your Personal Identification Number (PIN). All unused credits will be refunded in full once a refund-request is sent and the bracelet is returned. Unused funds will be returned to the original method of payment. Cash loadings can only be refunded in cash. Refunds can only be processed once bracelet is fully returned or marked as kept. Unused funds unclaimed after 90days are treated as abandoned and are non-refundable.


Payment Options and Pricing


All transactions will be processed in USD. Maximum load-amount is 500USD with a 2% service-fee per transaction. The daily average (spot) exchange-rate applies to all payments made to our service partners. The exchange rate at the time of loading funds is set by the cardholder’s bank. Borapay Corp is not liable for any fees charged by the cardholder’s bank.


Credit Card / Debit Card


We accept MasterCard, Visa, American Express, Diners Club, JCB and Unionpay credit and debit cards. All of your order details will be saved online under in the Reload History (in your online account) section for review.


Deposit


A refundable deposit-fee of 250PHP is charged for the bracelet. The fee will be refunded once the bracelet is deactivated and returned in satisfactory, undamaged condition in person to one of our service partners. The return must be completed within 31days of deactivating the bracelet in your account. Bracelets marked as “returned” but kept can be manually changed to kept in order to process the refund within this 31day period. Bracelets marked as returned but kept after 31days are deemed kept (the 250PHP security deposit is therefore forfeit).


Security Policy


1. Borapay Corp processes all credit card transactions. All credit card transactions are 128 bit Secure Socket Layers (SSL) encrypted. The company registration documents and the site’s registered domain name are checked and verified by CyberSource, ensuring the cardholder and merchant that nobody can impersonate VCS to obtain confidential information.
2. Borapay Corp is committed to providing secure online services. All encryption complies with international standards. Encryption is used to protect the transmission of personal information when completing online transactions. Borapay Corp Internet servers are protected by firewalls and intrusion detection systems.
3. The Merchant does not have access to credit details.
4. Borapay Corp continually reviews and enhances its security in line with technological changes.


Monitoring


We have the right, but not the obligation, to monitor any activity and content associated with the Website. We may investigate any reported violation of these Conditions or complaints and take any action that we deem appropriate (which may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access and/or removing any materials from the Website).


Law


The Conditions will be exclusively governed by and construed in accordance with the laws of the United States whose Courts will have exclusive jurisdiction in any dispute, save that we have the right, at our sole discretion, to commence and pursue proceedings in alternative jurisdictions.


Updating of these Terms and Conditions


We reserve the right to change, modify, add to or remove from portions or the whole of these Terms and Conditions from time to time. Changes to these Terms and Conditions will become effective upon such changes being posted to this Website. It is the User’s obligation to periodically check these Terms and Conditions at the Website for changes or updates. The User’s continued use of this Website following the posting of changes or updates will be considered notice of the User’s acceptance to abide by and be bound by these Terms and Conditions, including such changes or updates.


Consent


I understand that all the designs and trademarks are registered to Borapay Corp and hereby accept the terms and conditions. I undertake not to copy/duplicate the trademarks and designs directly or indirectly in anyway and understand the legal implications thereof. Should I be found to be in violation of this agreement I understand that I will be held liable for all legal costs incurred by Borapay Corp for any civil action or any legal action deemed necessary against me.


Contact Us


Borapay Corp
SEC registration: CS201517335
Matthias Bold:
Tel: +63 916 436 7807
Email: contact@bora-pay.com
Address:
Cohiba Villa Unit 31
Mt Luho Rd
Malay, Aklan, Boracay
Philippines